Prepare To Be Evaluated

Though there are several complex factors that go into qualifying you for a loan, there are three major elements (horses pulling a carriage) to address before you buy.

Your income, assets and credit history are your keys to the kingdom. Knowing how to mold a strong application out of clay is my area of expertise. Where one horse is lagging behind, we’ll need to be aggressive with the others. Be sure to save financial documents that will help take a snapshot of you as a borrower. Traditionally (and there are exceptions to the rules) looking at bank statements, tax returns, pay stubs, and W2's are particularly useful.

Additionally, If you own your business there are alternative methods of financial documentation as well.

To find out more information about evaluations, please call 310-867-3579 or visit the contact page.

Step 3: Finding A Home >